Description

September 9, 2025  |  8:30am - 4:30pm
Halekulani Hotel, O'ahu

Hawai‘i is facing a growing crisis in insurance affordability and availability, with implications for homeownership, business investment, healthcare, and public sector finances. Rising costs, climate change, and uncertainty in federal policy are creating instability across multiple sectors. From property and disaster insurance to health coverage and long-term care, these challenges raise pressing economic questions: Can private markets function effectively in high-risk environments? When should the government intervene? What happens when insurance becomes unaffordable or unavailable?

CONFERENCE AGENDA

Panel I: The Economics of Risk
How insurance markets are shifting in response to risk, regulation, and industry pressures—and what this means for businesses and homeowners in Hawai‘i.
Note: This panel will primarily focus on real property insurance.

Panel II: Insurance and Financing
How changes in insurance markets are impacting the financing of condominiums, residential properties, and commercial development.

Panel III: Health Insurance and Policy Uncertainty
How evolving federal healthcare policy, employer coverage trends, and Medicaid funding are shaping the future of health insurance in Hawai‘i.

Panel IV: Policy Solutions for Hawai‘i’s Property Insurance Crisis
Exploring potential policy responses, including state-backed insurance programs, regulatory reforms, and innovative financial mechanisms.

Panel V: Local Market Impacts
How changes in insurance availability and affordability are influencing local real estate, business operations, and investment decisions.

Panel VI: Forecasting the Future
A forward-looking discussion on economic and insurance trends affecting Hawai‘i’s long-term resilience and risk planning.